Welcome to my website
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.
Calculate how much your monthly mortgage payment could be.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
See All Mortgage CalculatorsHello, I'm Clark Harvey, a dedicated mortgage loan officer with 1st Rate Mortgage. I am committed to providing comprehensive loan solutions tailored to meet every clients unique needs. At 1st Rate Mortgage, we offer a wide range of mortgage products, including FHA, VA, USDA, Jumbo, Conventional, Commercial, Reverse Mortgage, Non-QM, and Bridge Loans, along with various refinance programs and additional products and programs to ensure that each client finds the perfect fit for their financial needs.
Salt Lake City is a vibrant and growing city, and I take great pride in serving its residents. Whether you're looking for a Home Purchase Loan or considering refinancing options, I am here to guide you through every step of the process. Our extensive range of loan products ensures that youll find the perfect solution for your homeownership goals.
St. George is a beautiful and thriving community, and I am dedicated to helping its residents achieve their homeownership dreams. As a mortgage loan officer at 1st Rate Mortgage, I am committed to providing personalized assistance and expertise to help you secure the ideal Home Purchase Loan or refinance program that meets your specific needs.
Provo is a dynamic city with a strong sense of community, and I am honored to serve its residents as a mortgage loan officer. Whether you're a first-time homebuyer or looking to refinance your existing home, I am here to offer tailored solutions to make your homeownership journey a smooth and successful one.
With a deep understanding of the mortgage industry and a passion for helping clients achieve their homeownership dreams, I am here to provide expert guidance and support throughout the entire loan process. Contact me today to explore our wide range of loan products and find the perfect solution for your homeownership needs.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes 1st RATE MORTGAGE unique is that we offer the following niche programs as well: Construction loans, and renovation loans.
Contact 1st RATE MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Low Monthly Payment, Low Interest Rates, Purchase or Refinance
An easy way to know your next step
Break down the terms and acronyms that will be used
Learn what loan options are available
Learn about current topics and trends
The list of documents you need to get started
Contact us for a free consultation to get your questions answered