Loan Programs

WE OFFER BUSINESS, SBA AND COMMERCIAL LOANS IN ALL 50 STATES SUCH AS DSCR, HARD/PRIVATE MONEY, FIX AND FLIP, MULTIFAMILY.

UNLIKE ANY LENDING EXPERIENCE

You will see the difference that our exhaustive loan analysis, preparation and lender negotiations can make.  But most of all, our experience handling billions in loan volume will give you the advantage.  We have a network with over 500 financial institutions, with over 50 lending options.

We know you need the money to fund your hopes, dreams and future. We know it’s usually on a deadline and that is a vulnerable place to be in. We’d like to earn your trust.  Let us show you the value of working with us to determine the best channel for your business finance needs.

The first step is to connect and let us discuss your loan request with you.   

Schedule here for a 30 minute consultation

We move very fast and after we review everything, you are usually only 10 days away from a letter of intent (LOI).  Awesome is an understatement.

•  Experience
•  Nationwide Lender Network
•  Dedicated Loan Manager
•  Industry Leading Approval Speed
•  $150,000 to $2 Billion
•  Expert Lender Communicators
•  Genuine Customer Service
•  Honest Straight Talk
•  Save Time
•  Complex Lending Preparation
•  USDA Rural Development Loans
•  Conventional Loan 
•  Working Capital
•  Small Business Loans (SBA)
•  Construction Loan
•  Investor Property
•  New Business Start Up
•  Business Acquisition
•  Debt Refinance
•  Bridge Loan
•  Equipment Lease

Fixed Rate Mortgages (FRM)
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

Adjustable Rate Mortgages (ARM)
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.

FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

Interest Only Mortgages
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

Components of an ARM
Prior to choosing a home loan, you should know the advantages and risks of adjustable-rate mortgages to make an informed, prudent decision.

Commonly Used Indexes for ARMs
This article includes a list of the most commonly used indexes by ARM lenders that affect ARM mortgage rates.

Balloon Mortgages
Balloon mortgages include a note rate that remains fixed initially, and the principal balance becomes due at the end of the mortgage term.

Reverse Mortgages
Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

Graduated Payment Mortgages
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and becomes fixed for the remaining duration of the loan.

What kind of loan program is best for you?
Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.

Constructions Loans